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Personal Checking Accounts

Banking doesn’t need to be complicated. In fact, our goal is to keep it as simple as possible. So, rather than giving you a confusing array of checking packages to choose from (each with a variety of features and services you won’t ever use) we offer just three accounts that are designed to save you money. It’s that simple!

Checking Accounts

REGULAR CHECKING N.O.W. CHECKING SUPER N.O.W. CHECKING
Account Description An economical checking account with extensive benefits Checking with interest Earn greater interest for larger account balances
Minimum Opening Deposit $100 $1,000 $2,500
Minimum Balance Required $100 $1,000 $2,500
Monthly Maintenance Fee
(if below minimum)
$10 $10 $10
Earns Interest No Yes Yes
Visa Debit Card $1 per month $1 per month $1 per month
Other Rewards
  • Unlimited transactions
  • Free Online Banking
  • Free Bill Pay
  • Check images returned with statement
  • Maintenance fees for persons age 65 and over are waived
  • Unlimited transactions
  • Free Online Banking
  • Free Bill Pay
  • Check images returned with statement
  • Unlimited transactions
  • Free Online Banking
  • Free Bill Pay
  • Check images returned with statement

All service charges are subject to Iowa sales tax.

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