Personal Savings Accounts
|REGULAR SAVINGS||HI-FI ACCOUNT||CHRISTMAS CLUB|
|Account Description||An account for everyday savings needs||An easily accessible account that earns competitive rates||A savings program for holiday giving|
|Minimum Opening Deposit||$100; $10 if under age 18||$2,500||None|
|Minimum Balance||$100; $10 if under age 18||$2,500||None|
(if below minimum)
|$10 per quarter||$10 per month||None|
|Withdrawals||Unlimited in person; restrictions may apply to other withdrawals||
6 per month
(no more than 3 by transfer).
|None; balance is disbursed in early November|
|Pay Competitive Interest||Yes||Yes, tiered rates||Yes|
All service charges are subject to Iowa sales tax.
Certificates of Deposit
If you want a safe place to invest your money with a guaranteed interest rate, a CD is the answer. You can select the length of time ranging from 91 days to 4 years for your short- or long-term savings and retirement goals.
Individual Retirement Accounts
Saving for retirement is all about setting goals. Achieve financial security by saving on a regular basis. We offer IRAs, includling Traditional and Roth IRAs, as well as SEP accounts, designed to help you gain peace of mind about your retirement.