Personal Savings Accounts

Savings Accounts

Account Description An account for everyday savings needs An easily accessible account that earns competitive rates A savings program for holiday giving
Minimum Opening Deposit $100; $10 if under age 18 $2,500 None
Minimum Balance $100; $10 if under age 18 $2,500 None
Maintenance Fee
(if below minimum)
$10 per quarter $10 per month None
Withdrawals Unlimited in person; restrictions may apply to other withdrawals 6 per month
(no more than 3 by transfer).
None; balance is disbursed in early November
Pay Competitive Interest Yes Yes, tiered rates Yes

All service charges are subject to Iowa sales tax.

Certificates of Deposit

If you want a safe place to invest your money with a guaranteed interest rate, a CD is the answer. You can select the length of time ranging from 91 days to 4 years for your short- or long-term savings and retirement goals.

Individual Retirement Accounts

Saving for retirement is all about setting goals. Achieve financial security by saving on a regular basis. We offer IRAs, includling Traditional and Roth IRAs, as well as SEP accounts, designed to help you gain peace of mind about your retirement.

Current Deposit Rates Calculators