Kent Stout

President’s Message

Welcome to American Trust & Savings Bank.

We have proudly served Cedar, Clinton and Jones counties for generations. One of the many benefits of remaining a locally owned financial institution is our ability to adapt to the changing needs of our marketplace. It has enabled us to remain a strong, healthy financial institution since our beginning in 1913.

We are proud of our long history at American Trust & Savings Bank, but we’re also proud of the innovative ways we have continued to serve our customers.  As our customers’ needs change, we adjust our services and products.  That is why we are pleased to offer this website with around-the-clock access to American Trust & Savings Bank along with our Online Banking and Bill Pay services.  Of course we are always available for one-on-one personal service at our bank office in Lowden.

Thank you for taking the time to visit our website. We hope you return often.


Kent Stout

Social Responsibility

Embedded in our culture is a genuine belief that we make Lowden and the surrounding area better because we're here. Our people are actively involved in community service year after year. As an organization, we sponsor many local events and charities. In addition, we participate in efforts to spur development and job creation.

Here are some of the area organizations we have supported with our time and/or resources:

Believe 5K Run

Lowden Family Medical Corporation

Boys Scout Troop 76

Lowden Fire Department

Boy Scouts of America

Lowden Garden Club

Cal-Wheat Post Prom

Lowden Lions

Lowden Lasers 4-H

Lowden Memorial Park

Cedar County 4-H Food Stand

Lowden Park Board

Cedar County Fair Association

National Child Safety Council

Cedar County Historical Society

North Cedar Community School - KCO

City of Lowden

North Cedar High School Athletic Boosters

Clarence Community Ambulance

North Cedar High School Mini Diplomas

Clarence Fire Department

North Cedar High School Post Prom

HAF Club

North Cedar High School Yearbook

Jones County Ducks Unlimited

North Cedar Knights Youth League

Lillis-Deerberg American Legion Post #366

Pheasants Forever

Little Home Learning Center

Senior Citizens Organization


Team Machine 5K

Lowden Christmas Decorating Fund

Trinity Lutheran Church

Lowden Commercial Club

Zion United Church Of Christ

Lowden Economic Development Corporation

3/30 Golf & Country Club Youth Golf