Savings Accounts, Certificate of Deposits, and Individual Retirement Accounts
Personal Savings Accounts
| SAVINGS ACCOUNTS Account Description | REGULAR SAVINGS An account for everyday savings needs | HI-FI ACCOUNT An easily accessible account that earns competitive rates | CHRISTMAS CLUB A savings program for holiday giving |
|---|---|---|---|
| Minimum Opening Deposit | $100; $10 if under age 18 | $2,500 | None |
| Minimum Balance | $100; $10 if under age 18 | $2,500 | None |
| Maintenance Fee (if below minimum) | $10 per quarter | $10 per month | None |
| Withdrawals | Unlimited in person; restrictions may apply to other withdrawals | 6 per month (no more than 3 by transfer). | None; balance is disbursed in early November |
| Pay Competitive Interest | Yes | Yes, tiered rates | Yes |
All service charges are subject to Iowa sales tax.
Certificates of Deposit
If you want a safe place to invest your money with a guaranteed interest rate, a CD is the answer. You can select the length of time ranging from 91 days to 4 years for your short- or long-term savings and retirement goals.
Individual Retirement Accounts
Saving for retirement is all about setting goals. Achieve financial security by saving on a regular basis. We offer IRAs, includling Traditional and Roth IRAs, as well as SEP accounts, designed to help you gain peace of mind about your retirement.
Please call for current interest rates.
Calculators