Savings Accounts, CDs, IRA

Savings account image

Savings Accounts, Certificate of Deposits, and Individual Retirement Accounts

Personal Savings Accounts

Account Description
An account for everyday savings needs
An easily accessible account that earns competitive rates
A savings program for holiday giving
Minimum Opening Deposit$100; $10 if under age 18$2,500None
Minimum Balance$100; $10 if under age 18$2,500None
Maintenance Fee
(if below minimum)
$10 per quarter$10 per monthNone
WithdrawalsUnlimited in person; restrictions may apply to other withdrawals6 per month
(no more than 3 by transfer).
None; balance is disbursed in early November
Pay Competitive InterestYesYes, tiered ratesYes

All service charges are subject to Iowa sales tax.

Certificates of Deposit

If you want a safe place to invest your money with a guaranteed interest rate, a CD is the answer. You can select the length of time ranging from 91 days to 4 years for your short- or long-term savings and retirement goals.

Individual Retirement Accounts

Saving for retirement is all about setting goals. Achieve financial security by saving on a regular basis. We offer IRAs, includling Traditional and Roth IRAs, as well as SEP accounts, designed to help you gain peace of mind about your retirement.

Please call for current interest rates.